{"id":230595,"date":"2024-02-06T20:58:34","date_gmt":"2024-02-06T20:58:34","guid":{"rendered":"http:\/\/75.103.67.20\/~timberlandfcu\/?page_id=230595"},"modified":"2024-03-27T16:28:39","modified_gmt":"2024-03-27T16:28:39","slug":"rates","status":"publish","type":"page","link":"http:\/\/75.103.67.20\/~timberlandfcu\/manage-money\/tools\/rates\/","title":{"rendered":"Rates"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; custom_padding_tablet=&#8221;0px||0px|0%|true|false&#8221; custom_padding_phone=&#8221;0px||0px|0%|true|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Rajdhani|700|||||||&#8221; text_text_color=&#8221;#2A4F43&#8243; text_font_size=&#8221;32px&#8221; text_line_height=&#8221;1em&#8221; background_enable_color=&#8221;off&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;0px|0px|10px|0px|false|true&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Mortgage Rates<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/timberlandfcu.mymortgageapps.org\/timberlandfcu&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;View Today&#8217;s Featured Rates&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;16px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#2A4F43&#8243; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;4px&#8221; button_use_icon=&#8221;off&#8221; custom_padding=&#8221;10px|25px|10px|25px|true|true&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_button][et_pb_divider color=&#8221;#E8ECEB&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;50px||||false|false&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; module_id=&#8221;home-equity-rates&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Rajdhani|700|||||||&#8221; text_text_color=&#8221;#2A4F43&#8243; text_font_size=&#8221;32px&#8221; text_line_height=&#8221;1em&#8221; background_enable_color=&#8221;off&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;0px|0px|10px|0px|false|true&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Home Equity Loans<\/p>\n<p>[\/et_pb_text][et_pb_code _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]\n<table id=\"tablepress-1\" class=\"tablepress tablepress-id-1\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Type<\/th><th class=\"column-2\">Approx. Term\t<\/th><th class=\"column-3\">Rate<\/th><th class=\"column-4\">APR<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Fixed Rate\/Term\t<\/td><td class=\"column-2\">5-Year<\/td><td class=\"column-3\">5.50%<\/td><td class=\"column-4\">5.781%<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Fixed Rate\/Term\t<\/td><td class=\"column-2\">7-Year<\/td><td class=\"column-3\">6.50%<\/td><td class=\"column-4\">6.708%<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Fixed Rate\/Term\t<\/td><td class=\"column-2\">10-Year<\/td><td class=\"column-3\">7.50%<\/td><td class=\"column-4\">7.654%<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">Fixed Rate\/Term\t<\/td><td class=\"column-2\">15-Year<\/td><td class=\"column-3\">7.99%<\/td><td class=\"column-4\">8.146%<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">Adjustable Rate\t<\/td><td class=\"column-2\">5\/1 ARM*<\/td><td class=\"column-3\">6.49%<\/td><td class=\"column-4\">6.695%<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\"><\/td><td class=\"column-3\"><\/td><td class=\"column-4\"><\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\">Variable Rate Home Equity Line of Credit (HELOC)<\/td><td class=\"column-2\"><\/td><td class=\"column-3\"><\/td><td class=\"column-4\">Current APR 6.31%**<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-1 from cache -->[\/et_pb_code][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;12px&#8221; text_line_height=&#8221;1.25em&#8221; custom_margin=&#8221;30px||||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>(Rates as of February 01, 2024)<\/p>\n<p>APR = ANNUAL PERCENTAGE RATE. All rates are subject to change without notice. Rates disclosed are the lowest available based on a 1st lien position loan in the amount of $50,000. Actual rates may differ based upon on the type of loan, term of loan and member credit worthiness. All loan approvals are subject to Timberland FCU Lending Policies and Procedures. You should consult a tax adviser for information regarding the deductibility of interest and charges on Home Equity Loans. Maximum Loan-to-Value (LTV)=80%.<\/p>\n<p>* 5\/1 ARM rate is fixed for 5 years then subject to annual adjustments during the life of the loan based on the 1 Year Treasury plus a margin. 20 year maximum amortization period.<\/p>\n<p>** Rate is subject to change semi-annually in January and July. Rate is based on the 6 Month T-Bill Rate plus a margin and a ceiling of 15%<\/p>\n<p>[\/et_pb_text][et_pb_divider color=&#8221;#E8ECEB&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;50px||||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_divider][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; custom_padding_tablet=&#8221;0px||0px|0%|true|false&#8221; custom_padding_phone=&#8221;0px||0px|0%|true|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_blurb title=&#8221;Member Loyalty Rewards&#8221; image_icon_background_color=&#8221;#2A4F43&#8243; image=&#8221;http:\/\/75.103.67.20\/~timberlandfcu\/wp-content\/uploads\/2024\/02\/tfcu-handshake.webp&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;50px&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Rajdhani|800|||||||&#8221; header_text_color=&#8221;#2A4F43&#8243; header_font_size=&#8221;35px&#8221; image_icon_custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; animation=&#8221;off&#8221; custom_css_blurb_title=&#8221;margin-top: 10px;&#8221; border_radii_image=&#8221;on|100%|100%|100%|100%&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_blurb][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;20px||20px||true|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>All members with an active auto pay will receive an additional 0.50% rate discount subsequent to the loan disbursement and upon request.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Rajdhani|700|||||||&#8221; text_text_color=&#8221;#2A4F43&#8243; text_font_size=&#8221;32px&#8221; text_line_height=&#8221;1em&#8221; background_enable_color=&#8221;off&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;0px|0px|10px|0px|false|true&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>New &amp; Used Vehicle Loans<\/p>\n<p>[\/et_pb_text][et_pb_code _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;17px|||||&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]\n<table id=\"tablepress-2\" class=\"tablepress tablepress-id-2\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Approx. Term<\/th><th class=\"column-2\">APR (Annual Percentage Rate)<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">0-48 Months<\/td><td class=\"column-2\">As Low As 6.99%<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">49-60 Months<\/td><td class=\"column-2\">As Low As 7.99%<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">61-72 Months<\/td><td class=\"column-2\">As Low As 8.99%<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">73-84 Months<\/td><td class=\"column-2\">As Low As 9.99%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-2 from cache -->[\/et_pb_code][et_pb_divider color=&#8221;#E8ECEB&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;50px||||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Rajdhani|700|||||||&#8221; text_text_color=&#8221;#2A4F43&#8243; text_font_size=&#8221;32px&#8221; text_line_height=&#8221;1em&#8221; background_enable_color=&#8221;off&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;0px|0px|10px|0px|false|true&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>ATV Loans<\/p>\n<p>[\/et_pb_text][et_pb_code _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]\n<table id=\"tablepress-3\" class=\"tablepress tablepress-id-3\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Approx. Term<\/th><th class=\"column-2\">APR (Annual Percentage Rate)<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">0-36 Months<\/td><td class=\"column-2\">As Low As 9.49%<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">37-48 Months<\/td><td class=\"column-2\">As Low As 9.49%<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">49-60 Months<\/td><td class=\"column-2\">As Low As 9.99%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-3 from cache -->[\/et_pb_code][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;12px&#8221; text_line_height=&#8221;1.25em&#8221; custom_margin=&#8221;30px||||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Maximum Terms Based on Model Year and Vehicle Value<\/p>\n<p>[\/et_pb_text][et_pb_divider color=&#8221;#E8ECEB&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;50px||||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Rajdhani|700|||||||&#8221; text_text_color=&#8221;#2A4F43&#8243; text_font_size=&#8221;32px&#8221; text_line_height=&#8221;1em&#8221; background_enable_color=&#8221;off&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;0px|0px|10px|0px|false|true&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>VISA Credit Cards<\/p>\n<p>[\/et_pb_text][et_pb_code _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]\n<table id=\"tablepress-4\" class=\"tablepress tablepress-id-4\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">VISA Credit Card<\/th><th class=\"column-2\">APR<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">As low as 9.73%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-4 from cache -->[\/et_pb_code][et_pb_divider color=&#8221;#E8ECEB&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;50px||||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Rajdhani|700|||||||&#8221; text_text_color=&#8221;#2A4F43&#8243; text_font_size=&#8221;32px&#8221; text_line_height=&#8221;1em&#8221; background_enable_color=&#8221;off&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;0px|0px|10px|0px|false|true&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Signature\/Personal Loans<\/p>\n<p>[\/et_pb_text][et_pb_code _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]\n<table id=\"tablepress-5\" class=\"tablepress tablepress-id-5\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Approx. Term<\/th><th class=\"column-2\">APR<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">0-48 Months<\/td><td class=\"column-2\">As Low As 9.73%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-5 from cache -->[\/et_pb_code][et_pb_divider color=&#8221;#E8ECEB&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;50px||||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Rajdhani|700|||||||&#8221; text_text_color=&#8221;#2A4F43&#8243; text_font_size=&#8221;32px&#8221; text_line_height=&#8221;1em&#8221; background_enable_color=&#8221;off&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;0px|0px|10px|0px|false|true&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Student Loans<\/p>\n<p>[\/et_pb_text][et_pb_code _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]\n<table id=\"tablepress-6\" class=\"tablepress tablepress-id-6\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Approx. Term<\/th><th class=\"column-2\">APR<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Call For Rates &amp; Terms<\/td><td class=\"column-2\">Call For Rates &amp; Terms<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-6 from cache -->[\/et_pb_code][et_pb_divider color=&#8221;#E8ECEB&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;50px||||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Rajdhani|700|||||||&#8221; text_text_color=&#8221;#2A4F43&#8243; text_font_size=&#8221;32px&#8221; text_line_height=&#8221;1em&#8221; background_enable_color=&#8221;off&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;0px|0px|10px|0px|false|true&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Share Secured Loans<\/p>\n<p>[\/et_pb_text][et_pb_code _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]\n<table id=\"tablepress-7\" class=\"tablepress tablepress-id-7\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Approx. Term<\/th><th class=\"column-2\">APR<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Call For Rates &amp; Terms<\/td><td class=\"column-2\">Call For Rates &amp; Terms<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-7 from cache -->[\/et_pb_code][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;12px&#8221; text_line_height=&#8221;1.25em&#8221; custom_margin=&#8221;30px||||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>(Rates as of February 01, 2024)<\/p>\n<p>* Approximate Terms are based on type of loan, collateral value, amount borrowed and member credit worthiness.<\/p>\n<p>** APR = ANNUAL PERCENTAGE RATE. All rates are subject to change without notice. Rates disclosed are the lowest available. Actual rates may differ based upon on the type of loan, term of loan and member credit worthiness. All loan approvals are subject to Timberland FCU Lending Policies and Procedures.<\/p>\n<p>[\/et_pb_text][et_pb_divider color=&#8221;#E8ECEB&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;50px||||false|false&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; module_id=&#8221;deposit-rates&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Rajdhani|700|||||||&#8221; text_text_color=&#8221;#2A4F43&#8243; text_font_size=&#8221;32px&#8221; text_line_height=&#8221;1em&#8221; background_enable_color=&#8221;off&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;0px|0px|10px|0px|false|true&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Deposit Rates<\/p>\n<p>[\/et_pb_text][et_pb_code _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]\n<table id=\"tablepress-8\" class=\"tablepress tablepress-id-8\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Account<\/th><th class=\"column-2\">Minimum Deposit<\/th><th class=\"column-3\">Savings Rate<\/th><th class=\"column-4\">Annual Percentage Yield<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Share Savings<\/td><td class=\"column-2\">$5.00<\/td><td class=\"column-3\">0.010%<\/td><td class=\"column-4\">0.01%<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Share Draft Checking<\/td><td class=\"column-2\">$0.00<\/td><td class=\"column-3\">0.000%<\/td><td class=\"column-4\">0.00%<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Cash Checking (if qualifications are met)<\/td><td class=\"column-2\">$0.00<\/td><td class=\"column-3\">1.980%<\/td><td class=\"column-4\">2.00%<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">TFCU Saver (if qualifications are met)<\/td><td class=\"column-2\">$0.00<\/td><td class=\"column-3\">0.995%<\/td><td class=\"column-4\">1.00%<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">Timber HERO<\/td><td class=\"column-2\">$0.00<\/td><td class=\"column-3\">1.490%<\/td><td class=\"column-4\">1.50%<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\">Christmas Club<\/td><td class=\"column-2\">$0.00<\/td><td class=\"column-3\">0.500%<\/td><td class=\"column-4\">0.50%<\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\">Community Business Savings<\/td><td class=\"column-2\">$0.00<\/td><td class=\"column-3\">1.224%<\/td><td class=\"column-4\">1.23%<\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\">IRA Savings<\/td><td class=\"column-2\">$250.00<\/td><td class=\"column-3\">0.500%<\/td><td class=\"column-4\">0.50%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-8 from cache -->[\/et_pb_code][et_pb_divider color=&#8221;#E8ECEB&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;50px||||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Rajdhani|700|||||||&#8221; text_text_color=&#8221;#2A4F43&#8243; text_font_size=&#8221;32px&#8221; text_line_height=&#8221;1em&#8221; background_enable_color=&#8221;off&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;0px|0px|10px|0px|false|true&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Money Market Shares Rates<\/p>\n<p>[\/et_pb_text][et_pb_code _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]\n<table id=\"tablepress-9\" class=\"tablepress tablepress-id-9\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Tier<\/th><th class=\"column-2\">Minimum Deposit Balance<\/th><th class=\"column-3\">Savings Rate<\/th><th class=\"column-4\">Savings APY*<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Golden<\/td><td class=\"column-2\">$1,000.00<\/td><td class=\"column-3\">0.010%<\/td><td class=\"column-4\">0.01%<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Timber Gold<\/td><td class=\"column-2\">$10,000.00<\/td><td class=\"column-3\">0.010%<\/td><td class=\"column-4\">0.01%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-9 from cache -->[\/et_pb_code][et_pb_divider color=&#8221;#E8ECEB&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;50px||||false|false&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; module_id=&#8221;share-certificate-rates&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Rajdhani|700|||||||&#8221; text_text_color=&#8221;#2A4F43&#8243; text_font_size=&#8221;32px&#8221; text_line_height=&#8221;1em&#8221; background_enable_color=&#8221;off&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;0px|0px|10px|0px|false|true&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Current Term Share Certificate Rates<\/p>\n<p>[\/et_pb_text][et_pb_code _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]\n<table id=\"tablepress-10\" class=\"tablepress tablepress-id-10\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Certificate Type<\/th><th class=\"column-2\">Minimum Deposit<\/th><th class=\"column-3\">Savings Rate<\/th><th class=\"column-4\">Savings APY*<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">1-Year Term Share Certificate<\/td><td class=\"column-2\">$1000.00<\/td><td class=\"column-3\">3.941%<\/td><td class=\"column-4\">4.00%<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">18-Month Term Share Certificate<\/td><td class=\"column-2\">$1000.00<\/td><td class=\"column-3\">2.477%<\/td><td class=\"column-4\">2.50%<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">2-Year Term Share Certificate<\/td><td class=\"column-2\">$1000.00<\/td><td class=\"column-3\">2.967%<\/td><td class=\"column-4\">3.00%<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">3-Year Term Share Certificate<\/td><td class=\"column-2\">$1000.00<\/td><td class=\"column-3\">2.722%<\/td><td class=\"column-4\">2.75%<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">5-Year Term Share Certificate<\/td><td class=\"column-2\">$1000.00<\/td><td class=\"column-3\">2.477%<\/td><td class=\"column-4\">2.50%<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\">7-Year Term Share Certificate<\/td><td class=\"column-2\">$1000.00<\/td><td class=\"column-3\">2.477%<\/td><td class=\"column-4\">2.50%<\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\">1-Year IRA Certficate<\/td><td class=\"column-2\">$1000.00<\/td><td class=\"column-3\">3.941%<\/td><td class=\"column-4\">4.00%<\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\">18-Month IRA Certificate<\/td><td class=\"column-2\">$1000.00<\/td><td class=\"column-3\">2.477%<\/td><td class=\"column-4\">2.50%<\/td>\n<\/tr>\n<tr class=\"row-10\">\n\t<td class=\"column-1\">2-Year IRA Certificate<\/td><td class=\"column-2\">$1000.00<\/td><td class=\"column-3\">2.967%<\/td><td class=\"column-4\">3.00%<\/td>\n<\/tr>\n<tr class=\"row-11\">\n\t<td class=\"column-1\">3-Year IRA Certificate<\/td><td class=\"column-2\">$1000.00<\/td><td class=\"column-3\">2.722%<\/td><td class=\"column-4\">2.75%<\/td>\n<\/tr>\n<tr class=\"row-12\">\n\t<td class=\"column-1\">5-Year IRA Certificate<\/td><td class=\"column-2\">$1000.00<\/td><td class=\"column-3\">2.477%<\/td><td class=\"column-4\">2.50%<\/td>\n<\/tr>\n<tr class=\"row-13\">\n\t<td class=\"column-1\">7-Year IRA Certificate<\/td><td class=\"column-2\">$1000.00<\/td><td class=\"column-3\">2.477%<\/td><td class=\"column-4\">2.50%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-10 from cache -->[\/et_pb_code][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;12px&#8221; text_line_height=&#8221;1.25em&#8221; custom_margin=&#8221;30px||||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>(Rates as of February 01, 2024)<\/p>\n<p><span style=\"text-decoration: underline;\">Dividends Paid Quarterly<\/span> *APY=Annual Percentage Yield. All interest rates and Annual Percentage Yields (APYs) are subject to change without notice. The minimum balance required to obtain the APY may be different than the minimum opening deposit, please contact the credit union for information. A penalty may be imposed for premature withdrawal from Certificates of Deposit. Fees assessed on your account could reduce your earnings. Rates listed are for Members. Non-Member deposits must be approved by Executive management are are subject to a .25%APY decrease.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage RatesHome Equity Loans\n<table id=\"tablepress-1-no-2\" class=\"tablepress tablepress-id-1\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Type<\/th><th class=\"column-2\">Approx. Term\t<\/th><th class=\"column-3\">Rate<\/th><th class=\"column-4\">APR<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Fixed Rate\/Term\t<\/td><td class=\"column-2\">5-Year<\/td><td class=\"column-3\">5.50%<\/td><td class=\"column-4\">5.781%<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Fixed Rate\/Term\t<\/td><td class=\"column-2\">7-Year<\/td><td class=\"column-3\">6.50%<\/td><td class=\"column-4\">6.708%<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Fixed Rate\/Term\t<\/td><td class=\"column-2\">10-Year<\/td><td class=\"column-3\">7.50%<\/td><td class=\"column-4\">7.654%<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">Fixed Rate\/Term\t<\/td><td class=\"column-2\">15-Year<\/td><td class=\"column-3\">7.99%<\/td><td class=\"column-4\">8.146%<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">Adjustable Rate\t<\/td><td class=\"column-2\">5\/1 ARM*<\/td><td class=\"column-3\">6.49%<\/td><td class=\"column-4\">6.695%<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\"><\/td><td class=\"column-3\"><\/td><td class=\"column-4\"><\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\">Variable Rate Home Equity Line of Credit (HELOC)<\/td><td class=\"column-2\"><\/td><td class=\"column-3\"><\/td><td class=\"column-4\">Current APR 6.31%**<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n(Rates as of February 01, 2024) APR = ANNUAL PERCENTAGE RATE. All rates are subject to change without notice. Rates disclosed are the lowest available based on a 1st lien position loan in the amount of $50,000. Actual rates may differ based upon on the type of loan, term of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":231359,"parent":230593,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<!-- wp:divi\/placeholder \/-->","_et_gb_content_width":"","footnotes":""},"class_list":["post-230595","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"http:\/\/75.103.67.20\/~timberlandfcu\/wp-json\/wp\/v2\/pages\/230595","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/75.103.67.20\/~timberlandfcu\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/75.103.67.20\/~timberlandfcu\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/75.103.67.20\/~timberlandfcu\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/75.103.67.20\/~timberlandfcu\/wp-json\/wp\/v2\/comments?post=230595"}],"version-history":[{"count":20,"href":"http:\/\/75.103.67.20\/~timberlandfcu\/wp-json\/wp\/v2\/pages\/230595\/revisions"}],"predecessor-version":[{"id":231507,"href":"http:\/\/75.103.67.20\/~timberlandfcu\/wp-json\/wp\/v2\/pages\/230595\/revisions\/231507"}],"up":[{"embeddable":true,"href":"http:\/\/75.103.67.20\/~timberlandfcu\/wp-json\/wp\/v2\/pages\/230593"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/75.103.67.20\/~timberlandfcu\/wp-json\/wp\/v2\/media\/231359"}],"wp:attachment":[{"href":"http:\/\/75.103.67.20\/~timberlandfcu\/wp-json\/wp\/v2\/media?parent=230595"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}