{"id":230532,"date":"2024-02-06T18:34:41","date_gmt":"2024-02-06T18:34:41","guid":{"rendered":"http:\/\/75.103.67.20\/~timberlandfcu\/?page_id=230532"},"modified":"2024-03-26T20:03:11","modified_gmt":"2024-03-26T20:03:11","slug":"overdraft-privilege","status":"publish","type":"page","link":"http:\/\/75.103.67.20\/~timberlandfcu\/manage-money\/account-services\/overdraft-privilege\/","title":{"rendered":"Overdraft Privilege"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; custom_padding_tablet=&#8221;0px||0px|0%|true|false&#8221; custom_padding_phone=&#8221;0px||0px|0%|true|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_image src=&#8221;http:\/\/75.103.67.20\/~timberlandfcu\/wp-content\/uploads\/2024\/03\/tfcu-overdraft.webp&#8221; title_text=&#8221;tfcu overdraft&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; border_radii=&#8221;on|3px|3px|3px|3px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Rajdhani|700||on|||||&#8221; text_text_color=&#8221;#2A4F43&#8243; text_font_size=&#8221;32px&#8221; text_line_height=&#8221;1.25em&#8221; custom_margin=&#8221;20px||20px||true|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; text_line_height_tablet=&#8221;1.25em&#8221; text_line_height_phone=&#8221;1em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Overdraft Privilege is a service provided by Timberland Federal Credit Union to protect your account from excessive overdraft fees.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p class=\"no-top-margin\"><span>With overdraft privilege, when an item is presented and funds are not available, you are charged an overdraft privilege fee.\u00a0<\/span><strong>However<\/strong><span>, the item will be paid up to your $500 negative limit. This will avoid additional fees from returning the check (vendors sometimes charge more than $75 for return items) and possible additional returns.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_divider color=&#8221;#E8ECEB&#8221; divider_position=&#8221;center&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Rajdhani|700|||||||&#8221; text_text_color=&#8221;#2A4F43&#8243; text_font_size=&#8221;32px&#8221; text_line_height=&#8221;1em&#8221; background_enable_color=&#8221;off&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;0px|0px|10px|0px|false|true&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Extended Overdraft Privilege \u2013 ATM\/Debit<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>Extended Overdraft Privilege for ATM\/debit cards works the same way as the overdraft for your regular checking account items. Your $500 overdraft limit can also help protect you against funds availability when our systems are not available or down for maintenance.<\/p>\n<p>Overdraft Privilege for checking and ATM\/debit carries no monthly or annual fee, and you are only charged a fee when you use the service.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;http:\/\/75.103.67.20\/~timberlandfcu\/wp-content\/uploads\/2024\/02\/OVERDRAFT-COVERAGE-OPTIONS.pdf&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;View More Details&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;16px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#2A4F43&#8243; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;4px&#8221; button_use_icon=&#8221;off&#8221; custom_padding=&#8221;15px|35px|15px|35px|true|true&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Overdraft Privilege is a service provided by Timberland Federal Credit Union to protect your account from excessive overdraft fees.With overdraft privilege, when an item is presented and funds are not available, you are charged an overdraft privilege fee.\u00a0However, the item will be paid up to your $500 negative limit. This will avoid additional fees from [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":231350,"parent":230500,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<!-- wp:divi\/placeholder \/-->","_et_gb_content_width":"","footnotes":""},"class_list":["post-230532","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"http:\/\/75.103.67.20\/~timberlandfcu\/wp-json\/wp\/v2\/pages\/230532","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/75.103.67.20\/~timberlandfcu\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/75.103.67.20\/~timberlandfcu\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/75.103.67.20\/~timberlandfcu\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/75.103.67.20\/~timberlandfcu\/wp-json\/wp\/v2\/comments?post=230532"}],"version-history":[{"count":6,"href":"http:\/\/75.103.67.20\/~timberlandfcu\/wp-json\/wp\/v2\/pages\/230532\/revisions"}],"predecessor-version":[{"id":231466,"href":"http:\/\/75.103.67.20\/~timberlandfcu\/wp-json\/wp\/v2\/pages\/230532\/revisions\/231466"}],"up":[{"embeddable":true,"href":"http:\/\/75.103.67.20\/~timberlandfcu\/wp-json\/wp\/v2\/pages\/230500"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/75.103.67.20\/~timberlandfcu\/wp-json\/wp\/v2\/media\/231350"}],"wp:attachment":[{"href":"http:\/\/75.103.67.20\/~timberlandfcu\/wp-json\/wp\/v2\/media?parent=230532"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}